I keep mine the same as well and have only changed on the rare occasion something weird happens and I feel it’s necessary.

Now let's think about this:  VRBO and AirBNB have been raking in untold $ millions in "trip insurance" premiums for just such occasions - sharing not a dime with the homeowners, they are now welching, and so as a consequence the homeowner is supposed to step in and indemnify the guest for the financial consequences of CV-19?

We've turned these people into clients on several occasions.

I really don’t need support, training, marketing, etc. from a broker (maybe on rare occasion).

I literally spent 4 hours on two separate occasions talking with the IRS as to how they would suggest setting up the fund. 

I have acted as a wholesaler on several occasions and I have also gladly purchased properties from wholesalers.

On several occasions, the poster actually complained that this or that issue was never mentioned in the book or podcast that they consulted.

We’ve successfully used the BRRRR method on a number of occasions, we’ve flipped some homes and we’ve purchased rent-ready properties on 30-year notes.

We've done it on several occasions and as recently as 2018 

On other occasions, everything looked great until there was zero documentation to validate the offering.