Thus my wishes to streamline process.In this area, and in the price point of my housing, most applicants have credit issues (I disregard medical bills) with consumer debt of which I do not place allot of weight.

At this time I think most investors put less weight on appreciation, but it is still important in the long run.Bottom line though is know your market.

I put more weight on the top line (assuring revenue) than looking for a property and pencils out better in a warzone neighborhood.

If you find a rock star they are worth their weight in gold.

@Felecia Brown each part of the country has difeerent rates, so do not put to much weight on premium quotes from outside PA.That does seem higher than the average amount, but sounds like you probably have solid coverage. 

There are several factors that have more weight to them when calculating a credit score, some of the top being like hard inquiries, paying on time, and account length in terms of time.

Not sure how much weight one puts in snap shot of time reports when it comes to buy and holding long term.

I'd love to pay it off before that though, because I think I'd feel more flexible to try other things without the mortgage weight around my neck.I got onto bigger pockets via Mister Money Mustache and The Mad Fientist.

Can I take a little weight off the cash flow numbers since I'll be living it in for a few years?  

I've mentioned these things here because they add weight to the properties search ranking.