I am 26 years old and have been in the auto sales industry for the last 3 years.  

The best way I've heard the difference described is that you wouldn't remove your bumper, windshield, and seat belts just because you have auto insurance.Finally, you signed the promissory note and are liable for the balance even if you transfer the property.

Ideally, I'd be looking to bundle auto insurance with the homeowners policy as well. 

What is the best auto responder and how to effectively use it?

So a slip and fall, a fire where they claim you did not maintain the smoke detector etc.It does not cover the PM against claims such as discrimination, work comp, or Auto claims which can all be present when managing properties.  

You should shop around for a combined auto-homeowner's/landlord policy.

Sorry, auto correct.

@Michelle Foxuniversally, just tell them you are not renewing their lease (no need to explain why if you don't want to). leases only auto-renew if both parties make no action to the contrary.but tenant/landlord laws vary by city/county, check your local laws, but my feeling is that it's common contract law governing this and a simple notice to not renew (good juju to give 30+days notice) should be fine.

You can also set up auto withdraw from her account.

If he agrees to that also agree to help him get his utilities auto paid on his cc or to his same bank account.