Something to consider when doing an apples-to-apples comparison. 

I accept checks, money orders, credit card, bank draft, google pay, apple pay, even facebook pay.

Devoid of other investments, your entire $50K would be around as the basis (either as capital or as accrued depreciation), so you would pay CapGain on the $50K, perhaps at the $15% rate (unless you are a big earner elsewhere).But during the time you held this investment, you made $10K long term gains in stock (you sold that Apple you bought in 1990). 

My name is Glenn Verley, I'm also in the high desert (Apple Valley).

Apples and oranges. 

@Randall Re II I think this is a sound perspective.I'll also add that it can be helpful to make a true apples-to-apples comparison with respect to your cost of capital.Many investors will look at just the interest rate when comparing lending options, some will look at the interest rate and points, and the most sophisticated investors will take a holistic view, or examine the total cost of capital.The total cost of capital includes not only the interest rate and points, but also the pre-closing costs and fees associated with the loan.Examining all cost variables allows you to make a true comparison between lender quotes.Nice post!

I personally do not know of anyone in my circle that uses anything other than Android or Apple.

@Michael Hayworth  yes generally speaking .... most turn key investors are buy and hold and want to hit a certain delta vs a vi returns... and for sure if you can flip it retail to a homeowner then there is no reason to be in the turn key business and take on that added liability.. however the neighborhoods Generrally are far different.. you don't have a lot of turn key rehab going in areas that also have a lot of retail flip s going on... apples and oranges.

UBIT still apples to an IRA LLC than incorporates debt financing. 

The other things that happened in NYC were a significant investment in magnet schools and a massive crackdown on crime.