@Ivan Barratt you have found the magic bullet.

This may not be magic potion in court, but it certainly should help.Don't listen to bankers about asset protection!

I feel like this guru industry has made investors feel like there is some magic button to be successful in this business, which there is not.We’ll work with you and your account step-by-step and guarantee that you’ll get results or gladly provide a refund.

There's plenty of pro and con arguments already presented in this thread - but just no magic eight ball answer!

You can't just magically get a house under contract for 65/70% of After Repair Value, less repairs, (how do you figure the cost of repairs?)

You should learn how to calc the DSCR as that's the magic go-no-go metric in commercials. 

What was the magic formula for me?

Anything above that magic number 4 will be a commercial loan that will be more flexible in the sense that your group can give the bank the pro forma of the property in question and they will fund the deal off that information.

I read many investors that think renters insurance is some magic bullet around due diligence and security deposits, it's not because of its limited scope, but it does have a few benefits.

Is 7 your magic number for a particular county?