@Steven Torrez, Comparing your 401k returns with real estate returns may be like comparing apples to oranges. 401k returns are very passive with little input from you.Real estate returns can be alot better or worse depending on your strategy,talent,leverage, and level of involvement.REI can also be as active or passive as you want.As for your question about borrowing from it to get started and avoiding PMI costs, that makes total sense to me.Last year I converted my 401K to a self directed Solo 401K, and it has worked out very well.

With that many people calling themselves a Realtor, you're bound to find a bad apple or two...

$2 can specials for your group, as well as happy hour pricing for the evening, which is dollar off drafts/cider/wine.

I also compare all properties using the same values to get an apples to apples comparison.

Since you dont have a contract you are going off of trust and I would suggest not giving the entire spreadsheet to any investors you find because it only takes one bad apple to burn all your leads and rip you off if one of them comes through.

That would give you an apples to apples comparison in your own backyard.

@Tony Mbuthia-  1) the  pricing of a  loan  wont be  detemined  until you have a  purchase contract so the pricing you  obtain from any lender   before  having a  property  is something you should  be able to   do  some  comparison  shopping   2)   if  contacting  multiple  lenders  to  get   pricing to  compare  -  use the  same  scenario - call them  on the  same  day  and  ask  your  questions and  ask for  quotes  ...do this  so you can compare  apples to  apples   and  dont compare a  quote  from last week  from one lender  to another  lenders   quote from today   3)   be aware soem  lenders  will  provide  super low quotes  and  also wont  include all the   3rd party fees    ( title /  appraisal /  escrow  etc )  when providing   quotes   so that their quotes  look  to be  superior  4) let me know if you would like a  sacramento Loan  officer  referral 

When getting bids, make sure you are comparing apples to apples.

(there are exceptions... like toyota, apple, windows..)But for smaller entities like us... you brand you.

Hey all wanted to revive this thread a bit as my experience with my current property manager in Bakersfield has thus far been a nightmare (won't answer calls/emails, haven't yet been paid) and so I'm looking to dump them asap but want to make sure I don't make the same mistake twice.Some background - I own a multi-unit in East Bakersfield that nets $2500-3000 a month, so looking for recommendations from people who own similar or smaller type buildings in the area (I think comparing experiences and reviews between my property and a larger 160 unit (for example) is like apples to oranges unfortunately).