I’ve been disappointed so many times in life, in people, as well as myself on occasions ... it is what it is.

In the rare occasions where I have not been given access I have walked around the property, peered through the windows, etc. and made an even LOWER offer since I didn't know the full story. 

I continue despite having all that I have put in 80-100 hour work weeks..yes I can relax now, which I do on occasion but I still work as if someone is working harder to take it away from me.

For example, I will borrow smaller amounts on occasion just for expenses and have returned 30% in a matter of weeks.

I've had clients that negotiated early extension options with national NNN tenants on several occasions.

So multiply my question above by five times the work for the agent.As investors, we all want to find a deal and on occasion, they can be found - but investors with more experience and capital are looking for them too.

I keep mine the same as well and have only changed on the rare occasion something weird happens and I feel it’s necessary.

Now let's think about this:  VRBO and AirBNB have been raking in untold $ millions in "trip insurance" premiums for just such occasions - sharing not a dime with the homeowners, they are now welching, and so as a consequence the homeowner is supposed to step in and indemnify the guest for the financial consequences of CV-19?

We've turned these people into clients on several occasions.

I really don’t need support, training, marketing, etc. from a broker (maybe on rare occasion).