Subtract $2300 for one unit and they're paying $1400+expenses to live in a $2300 month apartment and area.

An investor who is buying the duplex next to mine wants to trade a duplex he owns in a neighborhood nearby so he can have 2 duplexes next to each other (long story no need for those details). 

You'll most likely still need a coborrower at first, but may be able to refi them out of the deal in a year or two once you have qualifying experience and operating history - then you can likely use all of the rental income towards your gross income. 

Starting with buy-and-hold single-family and multifamily properties is a great strategy, especially in a market like Cincinnati, which has solid rental demand and growth potential.

And, FMV on 1/6/25 is not FMV today because now you don't have a lot in an established neighborhood, you have a lot in a disaster area which comes with the challenges I listed above.We built about three dozen "fire lot" homes after our fire--all lots acquired off MLS or from owners that came to us (we didn't market for lots), and not at a price that anyone would call a "discount". 

We are in a constricted market cycle, low volume, strained budgets, high costs.

You can refiance in as little as 3 months instead of waiting for conventional seasoing.

I actually purchased a SF house with a two story detached garage in a nice area of brockton.

However, sold data is restricted in a lot of states so it's not accurate comparatively.I have always found the overall interface average.

Your main issues will be eggress, as usual in a basement.