I would suggest going to the find a lender tab here on bigger pockets to find a local lender who has the same products. 

I'm new as well congratulations on you're first property me and my fiance was going to start a real estate business but she has cold feet so i already have a LLC she the one who has the 820 credit score and I'm getting mine back in order we both have one property each i just loss my contract for my business so I'm thinking about using the equity from my home or turn my home it a bordering house just need some mentoring 

And now, how much more will a buyer pay now that the kitchen is bigger.

You’re going to be personally sued no matter the cause of the loss.

if you buy a long term rental, you may not see true returns for 5 or 10 years (although there are other immediate potential benefits, like passive losses on your taxes). 

Also, I am so grateful for the Bigger Pockets podcasts and tools/resources because a lot of what I've learned or clarified has been from listening to you all.Thank you for your time, and I look forward to learning from or working with you all!

Or sometimes a bigger downpayment gives you a better rate.

Most of the failures I’ve seen when investors attempt to “scale” a non scalable business result in only moderate losses and temporary setbacks.

Sell at a slight loss.

i can only see it if you were upside down on an already owned property and you had to move and rented it to negate some of your loss