This places a would-be investor into the same food chain as the hapless tenant who depends on both rent and government subsidies for financial survival.

Quote from @Theresa Harris: Unless you are living in it, you will have to put 20% down. 

Quote from @Theresa Harris: If you use the search function, there are a number of threads on this.Pros-you can rent by the room and make more moneyCons-students are often less experienced at living on their own and may do things that result in repairs (eg wrong soap in dishwasher), higher turnover, more calls to deal with things, higher chance of parties.If you do it, you may want to get a cleaner in once a week to clean common areas (students clean their own rooms and keep the place tidy, wash their own dishes) and you will need to get someone in to take care of the yard.Thank you so much for sharing could you tell me where the search function is 

That is the question you need to answer as there will come a day when this will happen.Key to owning real estate is cash position, if you have cash available to you, then you can survive the storms, most people go under because they lack cash, not because they lack equity. 

I think I am one of the few funders of turnkey sellers that is still in the industry. and no question there are very few that survived 08 to 2010. 

There are legal and ethical ways (that have survived legal scrutiny) to do Creative Financing.

@Theresa Harris Thanks so much. 

@Theresa Harris thank you for your response.

Unfortunately, the proposed restrictions were most likely legal and, I guess, would have survived litigation.

And I'm actually concerned for their viability and ability to survive in the future.