Maybe I shouldn't have used the phrase "day laborer" when describing what I am speaking of as this is undoubtedly connected to "unskilled".

Keep the phrase short and number easy to remember.

A positive macro-trend is in place.

I have to admit its premise is starting to grow on me.The phrase that comes to mind is "if you're not moving forward, you're moving backward".

IMO everyone is dead on but drilling a little deeper...Your Sub-2 the buyer takes title as mentioned above and takes an equitable interest in the same manner as if fully purchased, but subject to performance of the contract with the seller.This is often confused with an assumption, but the phrase "loan assumption" has a legal side and is something that only the note holder may grant.

I like the way you phrased that—skies really brighten.Any area in particular that has your attention?

The proprietary software is nothing more than a fancy phrase.

It was in a trendy part of town and sold quickly last month for $75K.

How should this couple phrase their situation to the mortgage lenders?

Learn your script and presentation and don't let your experience or social and financial makeup influence your opinion on whether a caller is motivated or not...Listen, use embedded commands, mimic, pace, understand the power of positive and negative phrases and certainly read up on Neurolinguistics.