Agents are dime a dozen. 

Right now...I have no tenants with service dogs except a tenant with a working dog...and he and his animal rate VERY high on my "good tenants" list...and he does not pay ONE dime additional (although I could legally charge him). 

The water is muddy here because it appears (to my untrained eyes at least) that every dime the Post Office makes in this building is paying the commercial loan ON the building.My intent is to separate the two, hence my original question.

High transaction cost, opportunity cost, scheduling conflicts, unexpected issues, difficulty in finding the right people, and all the scams that contractors or nickel and diming contractors often pull can eat into your real profit. 

Also, the BS contracts with 90 ways to exit (and not lose a dime) won't fly according to DBPR.

I used to pay the water bill for my tenants but realized that one tenant loved having her boyfriend over every day and he was taking showers on my dime.

The seller claims that I signed the settlement agreement and therefore he doesn't have to pay me a dime.  

they will take your $170,000 and never give you a dime.

So use your job for the amazing opportunity of learning different markets on someone else dime!

One up side to the HELOC is that you only pay on what you have drawn out not the whole amount and it can sit with a zero balance waiting for the next good deal while not costing you a dime.