I like to run both and have both sets of numbers work (one for plan A and one for plan B), combine them both in an IRR analysis and tweak parameters to optimize the strategy.

Also whats the optimal dwelling coverage in dollars/sqft needed in snohomish County?

Also 1 to 2 bed with the pull out couch is optimal.

I personally prefer using a website that is optimized for keywords targeting sellers.

That's only fair if they believe how you want it done is not optimal.

Keep optimizing and you’ll get it!!

I can either wait until I'm back to work and use a conventional loan from fannie mae, or jump right in with a private lender such as b2r finance at an interest rate of 6.5%-7.5%.My target property is ~100k, and I'm targeting the sweet spot where I can get optimal cash flow and good prospective appreciation.

I find David very good about keeping close to the market, offering analysis with a clear goal of optimizing your investments today and over the long haul.  

Paying them off early is sub-optimal if you can still acquire financing for the product you seek to purchase.

However, i'm trying to figure out the optimal list to build for this purpose.