I don't think it's essential for a starter though. 

New shingle starter strip will be installed over the metal edge.8.

For starters, you have not mentioned where you are located and that's kind of important when it comes to HELOCs as local credit unions and banks can offer better deals than the Bank of Americas and Wells Fargos of the world.But based on what you're asking, I'd get to Google and start looking up local credit unions and smaller banks and start making calls.

As a starter I am indecisive when it looks like many places have potential with varying degrees of distinguishing characters.

My fiance has a good paying job and Excellent credit, but even by her self we wouldn't be able to qualify for the type of "starter" home we want.

here's something to throw at you guys that I've been questioning since my advice on wholsaling. sounds like a great starter field for me.

For starters, since it is fairly close to you... check out Brad Sumrok's event next month in Dallas.I'll be there!

If it is an investment then it is a non-starter. 

To achieve a "median income" to work off of.2) Beyond that , we will go on to own our "first home" starter home, in hopes to eventually use it as a rental property and purchase another home after that. 

So for starters I’ve made 40k last year and about 60k this year.