Impact on net worth: For me just asking how much isn't a relevant question for 2 reasons. 1) I will not own the vehicle until it's value reaches $0 so the difference between purchase price and end value is not nearly as important as the rate of depreciation. 2) There are other costs associated with the car not correlated directly with price (ie: insurance, gas, maintenance, parking, loan interest, opportunity cost of money tied up, etc. ) Conclusion: The true impact on my net worth will be the vehicles depreciation while I own it + costs of ownership.

Every deed, mortgage, lease or other instrument executed by the Trustee in relation to the Trust Property shall be conclusive evidence in favor of every person claiming any right, title or interest under the Trust that at the time of its delivery the Trust created under this Agreement was in full force and effect; and that instrument was executed in accordance with the terms and conditions of this Agreement and all its amendments, if any, and is binding upon all Beneficiaries under it; that the Trustee was duly authorized and empowered to execute and deliver every such instrument; if a conveyance has been made to a successor or successors in trust, that the successor or successors have been appointed properly and are vested fully with all the title, estate, rights, powers, duties and obligations of its, his or their predecessor in Trust.14.

I think it's generally pretty easy to tell they aren't seriously motivated within a few minutes on the phone and then when they throw out that number that is 40% higher than market, or refuse to give you a number at all, it would seem a forgone conclusion that no deal is to be made with that particular individual and that I should just cut bait and run.

@John Thedford   the skill to have is being a great closer and closing your clients without then realizing that you had a set formula that you worked them through to come to the conclusion on their own to do business with you....

Ethics is a huge area of study, there are many areas as college and graduate level courses in different aspects, political sciences lean on social interactions and ethics, so we aren't going to come to any conclusion that can be an in depth accounting of expected behavior.But, if you act illegally you're generally acting unethical as well.

Digital allows for multi-varient testing and constant learning, every variable can be tested against a control and statistical conclusions made.

Maybe that should have been one of your questions before you jumped to your own conclusions and made your comments.

So there you have it - the connection between who is a worthy and unworthy investor that I did not prevoiusly draw, but actual came to conclusion upon writing this very response.

They did their homework and reached their conclusion.

Well, I'll throw that question out to the BP community here - can we draw conclusions regarding direct mail response rates based on other factors such as median home price, average home price, sales volume, etc?