But, currently, the NPN market is very bullish (given the hype about Notes and their performance in REI network) and he doesnt want me to get my fingers burnt with a bad deal especially when it will be my first deal.I do have a promissory note with his company but his company holds the lien on the underlying property collateral.

The Combined income was over $350k per year.I can't tell you how many Investors I have known for the last 20 years miss the boat because they couldn't find themselves "Betting" on the trends.I think if you can put your fingers on the pulse of the Market, you can easily beat the averages, by FAR.However, not everyone has that kind of risk tolerance.

Not that I recall, I say.The conversation moves on and suddenly she snaps her fingers and says "OMG, you were on the podcast"So, apparently I need some new stories.

Fingers crossed! 

Fingers crossed there will be no issues.

Crossing fingers!

I'm keeping my fingers crossed, but I've never had to use the ear plugs since.

Option 1 has worked so far, fingers crossed going forward.Good luck.

We have an partially accepted short sale offer there now - Fingers crossed! 

I think Joshua put his finger on it.