Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.

My book recommendations are not mindset necessarily, they're specifically tailored to passive investing and the reason for this is I think having an educational foundation on mindset and strategy are important but getting too hung up on mindset may actually keep you from taking action.

I'd be happy to connect further regarding your questions about more specific and nuanced details. 

Growing Your Business & Standing OutDifferentiate Through Specialization – The best way to stand out is to be the expert in a specific niche—whether that’s value-add multifamily in a certain region, small-bay industrial, or mixed-use retail redevelopment.

I do have a third goal, but too much will happen by the time my second goal materializes that my third goal will likely change drastically.Also, I tend to find myself wanting to ask market-specific questions to agents/lenders/investors/contractors/etc. a lot.

You're better off focusing on specific markets, specific neighborhoods, analyzing numbers, and building an ideal buy [box].

I'll be specifically looking to start in the Cincinnati, Ohio and lean towards targeting buy and hold single family and potentially multi family as well.Any advice is appreciated and I look forward to connecting. 

Each CPA will answer the questions uniquely based on their interpretation of the tax law as well as your specific scenario, so I highly recommend having a trusted CPA answer this for you.

Property taxes and insurance costs are best obtained through local county websites or reaching out to insurers directly for quotes specific to the area.Tools like BP Pro and Reventure can be helpful for an overview, but it’s a good idea to validate their data against primary sources to ensure accuracy.

Consult with a qualified tax advisor who understands these limitations and can help develop a comprehensive strategy aligned with your specific situation.Remember: The best tax planning looks beyond immediate deductions to your complete financial picture.