You get returns on your equity AND the debt, which you can't do with a CD or any other vehicle. 

ChatGPT: Write rap lyrics about using a wraparound mortgage in a profitable deal.Got the seller financed, wrapped the old loan,New buyer in place, and the cash is grown,Interest spread wide, I'm collecting the flow,Passive income stream, watch my portfolio grow.Wraparound mortgage, making money stack,Flipping properties quick, never looking back,Profit in my pocket, strategy on track,Real estate mogul, and that's a fact.Analyze the numbers, every move precise,Minimize the risk, maximize the price,Equity's the goal, profit's on the rise,Wraparound mortgage, got me reaching for the skies.From the first payment made to the final note,Wraparound secured, watch the market float,Negotiation skills, deals in the bag,Success in my grasp, wave the victory flag.

It's a great vehicle for investing (we have 37 doors)... but we bought them from 2018-2021 and they cash-flow extremely well.  

Although to use the words a little more precisely, its not where's the profit, it's where's the cash.

Of course you can make RE work anywhere, but if your real goal is to retire within 30 years, using Real Estate as your vehicle.....and if you are serious about this.....then you owe it to yourself to at least consider moving to an area where Real Estate is easier.

You gotta love those income vehicles spitting out safe interest. 

The one and only time I've heard Dave Ramsey address the idea of "good debt" and "bad debt" with enough time given to make a complicated point, he talked about how difficult it is, specifically in real estate, to precisely calculate the risk of these investments. 

In a previous e-mail I told them they can park their bike in their vehicles parking space or purchase a light weight fold-up bike to carry into their unit.   

I personally love house hacking, as it is a great way to reduce your largest expense, get into a property with some of the best financing vehicles available, and also sharpen your land lording skills. 

I don't have personal experience on this but the attorney's I've heard speak on say that is precisely why you want to buy Subject To instead of Agreement for Sale, Contract for Deed or the other 50 names it goes buy when the Deed does not move.