Since her home was flooded due to an interal plumbing issue and the insurance company is paying to remodel the existing old (1920s) and dilapidated structure (could tell by looking at some of the 2x4 studs revealed in the partial internal demolition), I decided to find out if my mother can use the money should would receive from the insurance company in the form of a check, put that towards the remodel, and in addition secure a construction-to-permanent loan in order to fund the complete transformation of her 1 bed 1 bath 1,200 sqft home into a 2-story duplex that she can rent out, airbnb, etc.

You can get 85% LTV on non-owner occupied through Fannie Mae and last, you can get chattel financing for anything that is not permanently attached such as homes in a park or on leased land.  

When you buy real estate you don’t buy the “structures”...... the land is what you’re buying and any permanent structures/improvements are simply included.You say both houses are on one “plat”.....does that mean both houses are on the same property tax I’d no., or are are there separate legal descriptions/lot no.s?

When the dust settles, you’ve added another rental that’s fully updated and ready to go for a long time, and you haven’t permanently changed your equity position in your existing rentals.

What’s the best type of Kilz primer (or other primer) to use on a bedroom’s walls and ceiling to permanently eliminate or cover up a smoky cigarette smell from someone who smoked in a bedroom?

Usually refers to the date in which loans are recorded, but there are exceptions.fixed-rate mortgageA mortgage in which the interest rate does not change during the entire term of the loan.fixturePersonal property that becomes real property when attached in a permanent manner to real estate.flood insuranceInsurance that compensates for physical property damage resulting from flooding.

What type of transaction is it....fix and flip, buy and hold, is it a permanent loan, a bridge loan, rehab, ground up construction, etc....It could be 7 days to 6 months or longer, it all depends. 

Don't get me wrong, I absolutely agree that some individuals will be permanently put out of work.   

This is a permanent brick slab on grade home not a modular.

If they decide to permanently move the fighters elsewhere and close the base, the area will suffer.