A bank will not go above 75% typically so you have no ability to borrower or maybe get out $20kIn this environment with high prices and rates - I personally don’t think it makes sense to borrower for a down payment as you are just over leveraging with multiple sources of loans.

For the sake of the product that you all want to massage baby oil all over and take to the beach on a nice summer's day, sipping a Mai Tai, and of course, crushing real estate on an app, just let this thread rest in peace.

Round Rock is a popular choice due to its proximity to tech companies and good schools, while Pflugerville offers a quiet suburban environment.

Both have difficulty cash flowing positive in this real estate environment.  

This makes the strategy viable for managing a due-on-sale clause, as it effectively keeps the transaction off the lender's radar, delaying or avoiding the clause's enforcement.While this method can solve the due-on-sale clause issue, it does come with a calculated risk—primarily depending on the trustworthiness of the seller and the specific legal environment.

Most importantly, the group is an environment of positivity and support that is above and beyond other communities I’ve been a part of.

I do like 2/1 buydowns in declining interest rate environments like we are in today, as it buys you time to wait for interest rates to drop.

Pre-payment penalties can be very costly in a dropping interest rate environment.

My question is, should I pay-off my primary residence mortgage to 1)Get peace of mind and some sort of security 2)Opportunity to borrow from my equity if needed 3) Extra cashflow to save and invest in another rental property in the future OR should I keep my primary residence mortgage (due to the low interest rate) and purchase another rental property instead?

There is certainly an uptick in scrutiny against fraud and with valuations for refinances (esp. cash-out) in the current environment