Did you finance this deal with a local bank or credit union?

Since I'm a new immigrant with no credit score, a DSCR with 30-35% down payment is my only option, so the 50K need to include that down payment alongside all other costs (closing, rehab, etc). 

Originally posted by @Tim Simmons:I wouldn't hold my breath for YouTube to rule in your favor. 

Prepare financially by saving for down payments, improving your credit score, and setting aside emergency reserves.

the note is converted or exchanged for credits?  

I would say credit monitoring

Choosing the right market can make a huge difference in your success as a real estate investor.Since you’re considering both short-term rentals (STRs) and long-term rentals (LTRs), here are a few things to keep in mind:✅ For Short-Term Rentals (Airbnb): Look for markets with strong tourism, business travel demand, and favorable regulations.

He sees me as a dreamer, and not a doer, which to his credit is kind of accurate.

@Isaac TerryIn terms of it being worthwhile, just like most other markets out of state if the barrier or entry is too high where you live, the landlord laws are not favorable where you live, and you are looking for positive cashflow then Cleveland can be a good option.

Based on an inspection report on one of the deals I worked on last year, I was able to negotiate over $15k of credits and repairs for a $200k house using a $400 inspection report for one of my clients.