Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

Even if they do have 20 years experience...how do you know really?

Overall was a good experience but probably not what an investor would be looking for.

We have been self-managing another rental out of state and so far, it has been a good experience. 

Nights, weekends, holidays, etc.To keep this on-topic, though...DO figure out what's healthy for you to manage but remember it's a process where every experience teaches you good and bad (and be patient with that process).DON'T sweat the small stuff (damage/costs under $50, undisclosed dogs, etc.) but DO find a way to learn, prevent, put in better practices to maintain your sanity. 

There's a lot of pitfalls there that you're probably not going to be aware of without experience. 

If yes, what was your experience? 

What was your experience like? 

Is anyone investing in texas (in long-term rentals) that knows about this and has experience with this?

My experience is those have been in short supply since beginning of time.