I am not a CPA and am not providing legal advice.

This can provide a better depreciation benefit than traditional STR real estate.If permanently affixed to land, it qualifies for real estate depreciation (27.5 years for residential properties).Considerations:Zoning laws and campground restrictions may impact legality.Self-employment tax risk arises if you provide substantial guest services.Vacation home rules apply if personal use exceeds 14 days or 10% of rental days, limiting deductions.Audit risk is high, so keep detailed records of participation, expenses, and rental operations.Given the potential tax benefits and complexities, consulting a real estate tax professional is advised to ensure compliance and maximize deductions.This post does not create a CPA-Client relationship.

It would just cost you the extra service fee + wire transfer fee.

Just based on the info you provided I would take the loss and move on.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

It was my only option because I had limited funds and wanted a better future than my day job alone was going to provide.

In my experience it is common and customary for the landlord or builder to provide TIA, tenant improvement allowance, to the tenant to assist if not cover the majority of the internal buildout. 

Extra set of eyes, second opinion and diversity of your own investments

One reason was the condo management company wasn't doing a great job and there were always extra levies. 

Providing a lease to the appraiser can also help in giving them an idea of the rents that you're expecting on the report while also confirming that there is demand in the market already for the value that you set the property at.If you're looking to refinance a property using a DSCR I would be happy to help!