The funds are insured, and you can withdraw them at any time.Real estate investing works the same way—the riskier the deal, the higher your expected return should be.Final Thought:Before making any decisions, get flood insurance quotes first.

@Stacy A Stewart I have personally used DSCR loans to purchase rental properties here in the Dallas/Ft.

My personal credit score is a 780 and I have multiple other properties but still not busting the DTI metric. 

If you are the only one on title and the only person that can sell it, you have leverage to threaten to sell the place and that contractor gets nothing.

Lack of startup funding is common. 

.: This is one I’m considering…they’re active in the local RIA here in Orlando (CFRI.net):https://sdrhouses.com/ I know Rob Arnold (broker) personally.

In short, I can afford the additional $1100/mo cost of a second house, even until I rent it out.I have around $35K in HYSA and emergency funds that I could use for a down payment, but that's less than 20% which would be required for a conventional loan, assuming full purchase price.

It sounds like you are investigating the DSCR route due to lack of investment funds. 

Now I am realizing there are too many of them for me to personally execute on, but I also hate the idea of wasted opportunities.How does an experienced investors actually scale their operations besides just hiring VAs? 

In particular, now I make sure I can talk to the person who will be my direct contact at the company.