For a few dollars per month, depending on the policy chosen, it can provide additional levels of liability and premise insurance to the tenant, it protects the tenant's possessions in case of fire, theft, natural disaster (u never know, some be storing expensive gear, clothing, bling, in my units), it insures against accidentally injuring others (including their guests) on the property, and some policies even continue paying the tenant's rent if it happens that the tenant(s) loses his/her job during their tenancy.

I feared that if I was ever injured or lost my job I'd have zero income & I didnt want that for my family, so I decided something needed to change & I took a hard look in the mirror & decided I was going to figure it out no matter what. 

Should someone become injured on the property, they could only sue and get the LLC's assets, in this case just your one rental property.  

I have no experience fixing up a house — just minor stuff like painting and fixing toilets.My current mid-term goal is to buy-and-hold enough properties to cash flow around $30,000/year so I have a net to fall back on if I'm injured and can't work.  

The risks are far more onerous than many people hear about because most people that have been injured by the process don't go around telling people about the experience.  

I am not aware of a court ruling on this particular Code provision, but if I were a landlord I would not risk being on the wrong side of a “test case” where someone is injured badly.So, in the example above with an owner occupied two family with one common entrance and driveway, that lease provision would be illegal.Even if the tenant is responsible for snow removal under a legal lease provision, the landlord could still face personal injury liability for slip and falls on snow and ice under the SJC ruling.

My biggest fear is to get injured in my line of work and then not have anything as a backup plan. 

I was injured on an REO property in California and I'm trying to find out who the owner is, their contact information and their insurance company contact information.

I'm a landlord for a Davenport property, and I've been served a complaint for an injury claim by a neighbor who claims that a dog owned by my property's renter bit and injured her back in April 2022.  

I remember my grandmother putting on siding on a two-story building while my grandfather (who was injured) was leaning out the window telling her what to do.