I would recommend looking at a loan with a short prepayment penalty if looking to get cash out, that way you can refinance again if rates drop again in the near future. 

I want to look into the possibility of a future ADU there as well.

I wish you the best in your future! 

Not sure of housing in 2025 and future.

Quote from @Patrick McCann: Hi Justin, I'm also a househacker in NH currently living in my duplex in Dover, NH with plans to search for my next one in the near future.

Quote from @Dave Allen: I'm in a bit of a situationMy wife and her parents are selling a duplex they own together.My wife is trusting me to re invest into cash positive investments.We could stand to take as much as a quarter million, and tax free since we lived in the property 2 of the last 5 years.What are some suggestions for markets that would provide cashflow?

I actually write the policies and the insurance companies create the contracts and provide the coverage. 

I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

Look for your states offer to purchase contract online or contact a realtor to get a blank copy. review the agreement to be sure assignment is not expressly excluded. if there is nothing excluding assignment from the contract then writing the words "/And or Assigns" after the name or company's name on the buyer's line should be sufficient.Good luck!

It is something I am interested in doing in the future, potentially even this year, but I am curious how to put concrete numbers to this decision.