@Tanya Maslach I highly recommend that you look up/connect with Nobel Crawford, he focuses on corporate placements and teaches clients how to do the same 

If you can't figure out how to escape that entry-level job and get into something that pays better, then I would argue you probably don't have the skills necessary to invest in real estate and manage it well.Focus on finding a job you can be proud of and that pays well.

STRs are also not my game and I prefer to stick with what I know. 

Would love to connect and see how we might collaborate or share some insights.Here if you ever want to chat!

Tell them you want to get into investing and ask them if they know of anyone who might be interested in seller financing. 

I feel that I don't have enough experience to know if I could do better or worse.

Why don't you share a bit more about where you are in the process, what you know about investing in real estate, what your goals are - short and long-term, and tell us a bit more about why you are asking your question here on BP?

Depending on how close I was to having 20% equity in the property and being able to avoid PMI, I’d consider using some of my cash to pay down the mortgage when I refinanced.

I was wondering if anyone has a suggestion as to how to go about it.

I know it's "all negotiable," what everyone says, but I also hear that most of the time it's standard 6% (3+3 paid by seller).Generally interested in how that ruling may be starting to affect attitudes on the ground or actual commissions in deals.