Quote from @Theresa Harris: If your tenants lose their jobs, then they should also be expected to move out of the rental. 

You've given me everything from sound advice to emotional comforting to sharing your stories so I can see (and feel) how others have struggled and survived similar situations.

@V.G Jason while I don't disagree with you about these cycles things do change and there are always ways to survive one way or another.

Quote from @Raleigh Harris: Hi Everyone!

Normally a PM should get paid more.So the result is you get mostly PM's who struggle to survive and will pick up any business they can.

@Theresa Harris nobody has made an offer to take it down for free.

Thank you @Bill Brandt & @Theresa Harris

Quote from @Theresa Harris: Short answer is:1) figure out how much you can borrow and your price point2) decide where you want to buy3) decide what type of place you want (duplex, single family, condo, etc). 

When the first spouse dies, the surviving spouse enjoys a step up in basis to both ownership portions of the property.

Quote from @Theresa Harris: Definitely do the roof.