Genuinely curious about this- at what point do we have to be careful about "redlining" when talking about this stuff?

@Jorge Vazquez makes total sense, hard to get context in text format, wasn’t challenging you in a rude way just genuinely curious what you meant thanks for clarifying

@Cameron Lam This seems more like an advertisement for your blog then something you genuinely wrote for this posting?

I am a software engineer as well, however, I do not want to resonate with the experience.

There are tons of new investors who are working on smart plans and genuinely want criticism.

So while every rookie should be cautious, please don't take the OP's advice - which I do believe was given with genuine concern - as admonition to stay on the sidelines. 

NAysayers are more dangerous than enemies, Naysayers often times come from a good place, and are genuinely telling you NO because in their minds they are protecting you from what THEY are afraid of.

A 3 month forbearance is not going to help individuals who genuinely can't afford their mortgage anymore and banks will not further extend the forbearance.

If you give that genuine drive, drag yourself up like Rocky from every bloody failure and just keep swinging, all the other things will come naturally on that path. 

Thus I allow resonable pets.