They often look at the property value and potential rather than just your credit score and income.Seller Financing: You might be able to work out a deal with your sister where she finances the $140K equity portion.

I can talk to you about what it takes to get in shape, but you have to actually get off the couch every day, get to the gym, work out in discomfort, and do it over and over again.

I'm very active—I ride my bike, walk to the beach about 3-4 days a week, and can walk to most of my workout classes.

Do you meet with us routinely to be proactive and do planning?

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

I graduated JMU in 1990 and we did many weekend road trips down to ECU to visit friends and vary our strict party routine… 

I believe around 1k people work out there full time, so a lot of people, but nothing crazy. 

But it can become a big financial issue if things don't work out.

Tailored workout plans in our full home gym.

He has bought the land and paid for design and survey work out of pocket.