Hi Ricardo,When going with a lower downpayment you'll leave more of your capital available and liquid should you find another potentially great investment property.

Typically the suit amount is based on damages to the plaintiff, not the assets of the defendant.You can also note, typically no lawyer wants to wait for an LLC to liquidate to get paid. 

The play is a 3 to 5 year hold, raise rents to get the valuation up to 600K and liquidate to 1031 into another investment.

We have $3k liquid cash that we are able to add to capital secured from Equity Partnerships and Private Lenders. 

If saving more helps you put more down on the rental AND you want to buy quickly, consider that route.If you are slow playing your next purchase, maybe you go a different route.Personally, I do not mind being more liquid and collecting interest or investing in the market vs paying debt down, but that is me...

I was just suggesting to David that he chill out about the term "HELOC", when (given his massive savings) there's ample alternatives for him that will accomplish the same end (and most likely - cheaper)...And again I ask, what sane person would drain whatever liquid money they have currently and then dump everything going forward into the mortgage?  

This is believed to help put liquidity into the home buying process by taking these loans off the books of banks and mtg companies.Now Freddie has started to purchase 2nd mortgages.

In our experience, buyers always add 2-3x the actual removal cost.I love wholetailing because we get the speed of wholesaling and the margin of flipping by doing a little bit of both.You just need to be able to get the liquidity to support the transaction, which we do through private lending.We always use other people's money to make our own money.

A simpler alternative would be a t bill or short term Treasury fund, such as SNSXX if you want the same liquidity as a high-yield savings account.

If you are liquid enough and you prioritize cash flow, option 2 may make sense.