While this isn't a long-term solution, it could buy you time to arrange finances for a complete fix.Insurance Claim: If the issue with the tub is due to improper installation, it's worth checking if this is something that your homeowner’s insurance or a builder's warranty (if still valid) might cover.Partial Renovation: Instead of a full demolition and remodel, consider if there's a way to repair the tub area without a complete overhaul.

Also, 6 months reserves is a great rule of thumb, and some lenders require that as proof as well.We do have an arrangement with Helix Mattresses where I can +/- 50% off retail with free shipping on all mattresses. 

Because inspectors are paid to find faults (Even it really isn't one) and many are so miscellaneous that they have nothing to do with the long term sustainability of the property.If you really want them fixed, we can arrange for our crew to do it and then you can pay extra for the unnecessary repairs.Fair enough?

I would really appreciate any feedback on options that may work in this type of arrangement. 

So - I installed a beautiful trellis with blooming flowers.

Try to arrange a face to face meeting with the owner.Of course, none of this tells you how distressed/motivated the seller is.

If someone is also buying section 8 we can also arrange a deferred payment mortgage.

I have scanned through about 1/4 of the sales in our county for the last 3 years, arranged by seller name, looking for a person or company who has made multiple sales, but so far, the couple flippers I have found doing that haven't responded to me.

(Maybe you could make some sort a pre-arrangement with them - or work with an angel investor that could front the money and then you reimburse them with a hard money loan or something like that).  

Also, start by assessing your own living arrangements.