I don't think you'll be missing something with either choice. 99% of what I end up doing is with pretty basic stuff: e-mail, browser, maps, flashlight app (amazingly handy), camera, weather apps, calendar, productivity (pages, numbers, and keynote, the iOS equivalents to word, excel and powerpoint), calculator, kindle app, iBooks (mostly to capture .pdf documents), banking apps (from your bank), open table (restaurant reservations), trip advisor app (handy for finding stuff near you, though the map apps are pretty good at this, too), airline apps (flight status, online checkin), clock (haven't used a watch in years, also for timers, stopwatch, and alarm functions), pandora, fandango, flash seats (concert tickets), and a few others.These phones are really handy when traveling.

The dominant industry there is mining, which has a brighter future than O&G, Four new mines coming to Canada - Canadian Mining Journal.

Much brighter than if I had put my measly savings eight years ago into an index fund. 

Retirement is looking a lot brighter!

Mona, get a pin-style moisture meter ($30), a white "Tyvek" suit ($11), and a good, strong flash light from one of the big box stores. 

Starting out, capital is scarce for me so I am trying to accumulate lower cost homes before moving on to bigger and brighter things. 

So, let's explore the essential elements of building a solid financial base and set you on the path to a brighter financial future.Step 4: Improve Your Credit ScoreImproving your credit score is like giving your financial reputation a makeover.

We have too look on the brighter side I guess since it is better than bank interest

Use a flashlight and check under sinks, including shutoffs, flex lines, and waste lines; around base of toilet and at the shutoff; tub to surround and other seam caulking; faucets that leak at stem when turned on; check ceilings in every room and closet for signs of leaks (bubbling, curling or bulging paint) or staining.

Showing up early in the morning while they are sleeping, bang on the doors, shine flashlights... doing this for a few days has solved the problem for me.