This is not correct. 

Correctly it should be called the STE calculator.  

Correction MTR = Med Term Rentals "Master Tenant Rentals" = auto-incorrect 

I have some of the required funds in a HYSA, but will most likely need to draw from another account and I'm curious which method is the most efficient in terms of taxes/capital gains, penalties, loan repayments, etc.Based on my previous transactions in the market, I estimate ~$45k cash to close: $20k for the down payment, $15k for closing costs and prepaids, and $10k of starting reserves.

I feel direct mail is another great method.

I demonstrated proof and evidence backing up that everything I was saying is correct. 

And while nothing is foolproof the most consistent method of finding good vendors is relying on OTHER real estate investors that have worked with those vendors. 

When the house eventually sold, I contacted the buyers agent and explained it to him so he could be the hero with his clients and show them how they could save a bundle on their property taxes by appealing and getting that corrected!

Asking in the correct forum will get a better response.Read the RULES!

Working with an agent should help me there, correct?