Or maybe the ESA letter is from a bogus online source that isn’t acceptable.

They charge $1500, get you into the door, using you to find a deal, setting up partnership to make you carry 100% debt and all the risk, while ripoff 80% ownership (include the 10% for sponsorship to get loan)You definitely can get some useful information from their event but do deal with them?

so for seller carry back to owner occ to be dodd frank compliant this license or person is needed..

I appreciate your recommendation to proceed with caution, as investing without proper research indeed carries inherent risks.Thank you and best of luck, as well!

Can you provide a POF letter?

Hi,If I buy a apartment doing a seller carry back, how do I explain to the seller how they are protected if they carry a 2nd position note subordinate to the bank?

A minority are now carrying the tax burden, and the majority are existing via various forms and levels of assistance. 

You should be asking for any kind of pre-approval letter as well.

Then carry on.

Here are some steps you could consider:Clarify Expectations in Writing: Send her a formal letter (via email and a physical copy if needed) explaining the importance of scheduling timely repairs and how delays have impacted the property and repair costs.