AND there aren't many note buyers who will buy notes with large balances in the range you mention. 

I had a unique perspective of how these two industries working together.While performing an inspection on a house, I got to chat with the seller and found he was a commercial construction superintendent for a large local company.

For example, Intel headquarters, Honda, Amazon, Facebook, Google, Nationwide, and recently Anduril which is adding another 4,000 jobs here!

At the end of the day, whether small or large deals it always comes down to relationships.

Nothing very large or over the top.

I added value to the property by focusing on key renovations that aligned with the tastes of Hamptons buyers.

I have a team and large network of wholesalers, contractors, property managers etc.

If you have large debt with a high interest rate, I would consider paying that off before getting started investing in real estate. 

If you stay in Northern Minnesota you could look to locate closer to Duluth which has a large supply of duplexes at prices much below $500K.

Account Closed a PMC has two options to get liability insurance (tenant slip & fall) protection:1) Get added to owner's policy as Additionally Insured (NOT named insured).2) Setup a master commercial policy and add every property they manage to it and then charge those owners the cost of the policy.Otherwise, a PMC CANNOT get liability coverage on a property they have no ownership interest in.So, nothing wrong with their request.