If you do not need that quick cash infusion then holding onto the property will lead to higher longer term wealth accumulation.

At high LTV, if you do not rent out rooms in your unit, the cost of this house hack the first year likely will be more than renting, but by the 2nd year you likely will be similar to renting, and by the 3rd year you likely will be better off on your expenses and probably have accumulated a significant amount of equity via appreciation and principle pay down.  

You want a company with A-ratings across the board, that is a mutual company with non-direct recognition.Once your policy is created and funded and time has passed to allow for the growth of sufficient cash values (and this will change from policy to policy), you can begin borrowing from it as a source of private capital.Unlike the other financing sources mentioned above, using your policy offers an immediate source of funds without any obstacles.The benefits of cash flowing life insurance are as follows:-quick and simple loan approval-Does not impact your credit score-Does not add risk by hindering real property-Low fees and low interest rates-Growth continue in policy regardless of loans – known as non-direct recognition-Peace of mind in controlling your own loans instead of relying on a bankIn addition, the Cash Value Life Insurance Policy provides:-Guaranteed cash value accumulation-Guaranteed leveraged death benefits-Secured fixed premiums payments-Dividends-Tax preferred treatment-Creditor protection, as well as possible litigation and bankruptcy protection-Privacy, use, and controlWhen you borrow from a policy, you’re borrowing from your own cash value life insurance policy, so your approval and financing can be issued in literally hours.

Putting your money to work in two places at one time will result in greater wealth accumulation over time.

We’ve been doing this for many years and have accumulated a pretty large sum of properties to the point we had to go to private / commercial lenders during more recent years.

Sam, Buy and Hold is the most advised strategy for accumulating long term wealth.

As you note, not all investors even have the capacity to separately contribute to an IRA due to income limitations and/or coverage under an existing employer plan.More commonly, investors setup a self-directed IRA and then rollover funds from some other IRA or qualified employer plan they have accumulated savings in. 

Just be mindful that when you switch back and forth from doing the return yourself, to having a professional do it, then doing it yourself again - you run the risk of some information that needs to be carried over from year to year to be missed or not entered correctly.If you do the return yourself next year, make sure to properly capture the passive loss carryforward(if any) along with the depreciable basis and accumulated depreciation.best of luck

Charlie, great job on this...Sometimes you are better off sticking out your W-2 job and accumulating rental/investment properties until you could free yourself from a 9-5.

The student who sacrificed by sleeping on a couch to avoid accumulating college debt gets nothing.