There is also increased risk of fire.The damage caused by cigarette smoking (and smoking of other substances indoors) is enormous.

And your state's extension office indicates small items may be frozen to sterilize them (but it looks like 0 degrees): http://www.extension.umn.edu/garden/insects/find/c...I would look at treating any attics, crawlspaces, and garages, too.

  One tool for controlling all kinds of bugs, that I have found extremely useful and efficient, but that many landlords do not consider, is to add an insecticide to both the indoor and outdoor paint of all my rentals. 

If not, you may have insulation debris distributed throughout your home, which is bad for indoor air quality.

I had an HVAC tech put an indoor motor on an outdoor condenser.  

I know this is tough when you are occupying the home, but take some time to "declutter" (note, your home seems far from cluttered... from a marketing standpoint, declutter means "remove personal items like family photos and cat tree") and try to take photos of the home as if you were selling it (full rooms, yard, patio, garden, etc).  

They will cover the garden variety premises liability claim, but not reckless or intentional misconduct.

I have seen some become self storage, some workout gyms, some garden centers, some antique stores etc.My clients tend to buy retail centers with internet resistant tenants for mix like doctor, nail salon, hair salon, karate school, gym, restaurant,etc.The sky isn't falling in retail.

No indoor furniture on the front porch.

This is a general response, naming attributes, based on your post and what I would want personally:-Monitored, police response -motion sensors in appropriate areas-cameras both indoor (public areas)  & outdoors - motion activated, records to cloud, holds for minimum 48 hours, w/ audio capability-remote light switch control-remote alarm mode settings : on, off, at home-remote lock / unlock entrance-remote doorbell camera (service, delivery interaction)-temperature & flood sensors around appropiate areas-alert capability (various) set for your concerns-ample exterior motion dection led lighting, some solar powered lights that illuminate all night-phone app that you are comfortable usingThere are more attributes I would want but I'll stop here.