Example, the lender used when I spoke with about move in ready, was the property can't harm you in any way, example would be broken glass messed up flooring that could trip you.  

You are questioning me in a manner that reminds me of REI, it seems like you think I am intending harm on people James and you know me better than that.

@Bryan WatsonThere's never any harm in lining up funding, building relationships, and "lender shopping" as @Anil Samuel said.  

You of course would have to show harm.

Im am thinking he is out there but not sure what harm  he can really do or would be willing to as he knows I am a former retired cop which somehow came up in conversation.

I think we've reached a tipping point where it's beginning to look like the economic shutdown in response to the COVID-19 pandemic is causing far more harm than the lives it (may) save. 

I feel like a phone call might have a lot more substance, and people would remember who I am.

Fortune Builders has substance and I met interesting thinkers in the 3 day workshop as well which only cost $197. 

So the question: Add your listing for free is basically harming the listing agent since the leads the listing agent deserve to get are taken away from him/her.

IMO, it may also give a tenant the impression that there is some substance related to the lease and car insurance or any other unrelated issue and where the tenant questions my lease as eliminating things I should be responsible for.