I just own in my name and have adequate liability insurance coverage for each property and then have an umbrella over all policies. 

B&H is a great strategy . . . just make sure you have a steady plan, adequate financial resources to sustain the property through tough times, and a fair knowledge of local renter/landlord laws.

Putting a single number on a property is a little flawed in itself when you factor in flexible/stubborn sellers, adequate/inadequate marketing, etc. but a single number is required by most lenders.

If none of that could work I would just ask myself if the unforeseen worst case scenario happens do I have adequate wiggle room in the budget?

Even "good" tenants (on paper) can go "bad"; for example, someone can lose their job, go through a breakup/divorce, get hurt without adequate health insurance, etc.. 

Thumbs up for  having adequate reserves.  

Step 1 of good screening is picking applicants who have adequate move in money.You may want to search out Al Williamson, he does a lot of creative revenue streams.

There is a lot of focus on BUILD BUILD BUILD for new investors - trying to get as many properties as possible, but that's not always a great strategy, something I don't see a lot of the Pros mentioning - scaling without adequate reserves or systems in place can be very dangerous.OK fourth thing - do you have cards with 0% interest balance transfer options?

I can't blame people for trying to conform to lease terms.When I got the application from this couple, he said his landlord is selling the house, he has to give notice, he'll lease up by July 1, so his landlord would have adequate notice and he like to do that since the landlord's been very good to him.

Have adequate reserves.