You can relieve them of the tax and upkeep burdens while helping them (re)build their credit, if they've been behind on payments.It's possible you're assuming that the investor is going to stiff them and finish ruining their credit, also losing the property when the lender forecloses or the county puts it to tax sale.With recent changes to the tax laws, it may make more sense for the seller than contract-for-deed in some cases.Not sure what brought this on, but sure hope you feel better soon! 

Without it, I imagine 50% or better of mom and pop landlords would be out of business and their lives in ruins.

It will be the difference between a smooth investment and an anxiety nightmare that ends in your financial ruin lol bit dramatic, but really... get good people to help you out in that market.

How would you feel if they ruin it.  

She has ruined her chances with us for long term tenancy and we won’t renew her lease.

Yes, everyone has to start somewhere, but the problem with the Bro Investor is that he is ruining good deals for the other real wholesalers and off-market experts in the area.

And one bad deal at the beginning of your investing career can ruin you.

Debt is the undefeated champion over all empires and it's what causes financial ruin over a long period of time. 

Not much just enough to not notice it for awhile and if there is hardwood in the kitchen (especially pre-finished) it will get ruined.  

Learning old English ruined Hamlet for me when I realized the whole "To Be or Not To Be" speech was pretty much just this.