A 27 year history of on time rent payments carries more weight compared to  $3900 over a 12 month period. 

Scott:  I should have expected @Brandon Turner would have chosen to display the back of the shirt above.For your next item, might I suggest a light-weight, water resistant, wind-shirt (pull-over w/ 1/3 zip or a full zip), which folds-up in it's own "Bigger Pocket" for storage and hangs off your pack/belt/whatever, when you are not wearing it.I promise I'll use it when I running an ultra out your way ...

Our standard lease forms do not carry the same weight for security deposits vice the regular rent payments (that is to say there is no language in the lease template for failure to pay the deposit when it is presumed paid already).

You can file complaints with HUD or other alphabet agencies but since your just an outsider your complaints will have little weight.  3. you probably not really understanding what happened here..

@Alex R.My first suggestion would be to place less weight on the credit score and learn to read a credit history.  

The only time I had any consistent luck in TX was back in the '80s there were so many (500+ per week) in Harris county that the weight of the postings pulled the bulletin board off the courthouse wall!!!

The relative weight of price and terms are dictated by a purchaser's objective.

It matters when seeking financing.The blog might be made to justify selling a larger loan, LOL, I agree with Minh.Your return is really more to the weighted average of cash and financed amounts, so the OP's simplified allocation is not correct.There's an old saying, "figures lie and liars figure". :)

My issue is that you can end up with a collection of unused dishes and not know what is hooked up and what is dead weight.

The amount of appreciation or cash flow maybe different for each investor and the weighting might be different, but I would hope that everybody is looking for both.