I would stay away from section 8, pull credit and background, and call referrals, and look at pay stubs for everyone who applies.

So that is my focus for now.

I have spent the last few years working in the Pre-Fab ADU space and now working with a company called Live Near Friends and help people buy real estate with the purpose of living closer to the people they care about. 

This seems unlikely in the long run. you are forgetting that someone is paying down your principal for you so you need to take that into consideration. 

I do know of the physician loans, I am also a veteran so I have the VA loan, and I was also looking at the FHA loans, but can anyone give me any insight that will help me get into a multi family with the salary situation I’m in?

I hear that foolish excuse so often of they will get your volume.

Primary home is a little easier but for FHA and other programs it requires 12 months title seasoning.There is something called delayed financing that if you purchase a piece of land and pay for the home "All Cash" without a mortgage you can get up to 80% LTC.

The only reason why I would do that is so I can 1031 and minimize my tax liability.

Remember investors also make money so if people are smart enough to get OPM then good for them.

Hi Benjamin, call three insurance companies and get a quote, start there first.