Investors: Leverage on DSCR loans will continue to suffer with higher rates - prices have not come in enough to generate competitive LTV%, but be ready for buying opportunities.Landlords: Keep rents competitive and focus on tenant retention.Everyone: Buckle up for a bumpy ride in the first half, but stay optimistic for the future.

Long term I think this is a great rental property so maybe I bite the bullet in the near term and ride out the long term benefits

If I ride this out, can I just opt to not renew the lease? 

You could jump in your boat and be in the ocean after a short ride?

I have been doing very suboptimally (e.g. taking a large stake in money market instead of riding on the stock bull run).

If you had the opportunity to buy a building for $850,000 at 50% down versus putting the same amount of money into the stock market and just letting it ride (assume VTSAX as the vehicle) which would you choose?

Very popular and we get quite a few groups who come just to ride the trail.They all bring their quality bikes.

When I moved here 15 years ago all my co-workers had snowmobiles and were riding every weekend.

Don’t forget that you don’t insure the land, so in high-value areas like LA, property insurance will be a lot less than the amount loaned -- thankfully.You might optionally require specialized earthquake, flood, wind/hail, or specific endorsements for other regional risks.If you can, be careful accepting an insurance binder in favor of the actual policy.

It's a fun ride.