So far, I've rated Evergreen and FCI lowest based on a number of reviews on different platforms that have consistent negative reviews mentioning certain specific issues that I find concerning (this is after accounting for the inevitable disgruntled customer/borrower who gets unjustifiably upset).Are you able to share any of your information?  

In a great location with consistent historical appreciation, neutral or even negative cashflow is perfectly acceptable IMO.

My ultimate goal is to save up enough money to invest in a fix and flip property(which my family has been doing for a while) and live in it, until I rent it out and use the equity for another home.For any real estate agents or professionals in general, how do you find consistant deals?

She responds back claiming that I am unnecessarily using ger occupation in the argument and am now starting to harass her.Her response message was all over the place and extremely unprofessional (I mean, I didn't expect any better).

If you have a solid ARV AND a great GC / team that you trust to do good work, consistently, and can stick to the timeline planned, even with hard money you will still make money at 75 or 80%, albeit a little less than at 70%. 

Message me if you want to explore options or discuss further.

I prefer public comments here before you send a direct message, though. 

It may be more helpful to post this message in one of the Vermont forums. 

HELOCs are specifically helpful in this case so long as you are consistent with paying it back in a timely manner for the next transaction.

Great to see your message on looking at auction properties.