@Andrew Self there are attornies you can hire to resolve your credit issues.

@Michael Almand, for a full line-by-line breakdown and scope of work, my preferred contractor will charge about $250 to walk the property but will credit it back if he and his team are given the job.

Besides the obvious credit, background, and income verification.

Monty, take a small amount of time to work on your credit daily.

Down payment amount varies and more you put down the highre you will be in the queue of applicants, also down payment varies per your credit...Dodd Frank IS in play!!

It gives you the flexibility kind of like a credit card that allows you to borrow a certain limit and withdraw funds as needed.

Besides that, I have a credit repair and funding company that helps entrepreneurs get their businesses going.

Mostly from a home equity line of credit.

Hi Anthony, it sounds like you’re in a good position to start building your STR portfolio, especially with no debt, great credit, and rent-free living!

I think they used to go up to like 80-85% CLTV depending on credit score.