Another thing I'd highly recommend is talking to property managers on BP to get some feedback-- it's probably very rewarding and can produce income without many starting costs, but it does come with headaches.By thinking about your next steps, you're already on the right track.

It's all risk vs reward..... and if you feels there's enough reward, risk it."

It's true you get a tax deduction for your mortgage, but you also pay taxes on whatever else you decide to do with that money.I would list all of your known investment opportunities, what you think the after tax returns would be, and a risk level 1-5.If paying the mortgage is a clear standout on that list on a risk/reward basis, I would spread out the $60k over a period of time and apply it to principal.You might have other goals like cashflow or reducing risk which might weight towards paydown also.

I think it's more important to have something to do that is both financially rewarding and emotionally fulfilling, if you can find what that is for you.

Wholesaling takes a lot of effort and time but I've seen wholesalers get rewarded for that effort by taking action.

If you do what they want you are rewarded with lower taxes.   

Responsibilities and rewards.

Our ideal candidate is someone embedded in and active in the STR space, as subject matter expertise + working with partners and advertisers is a key element of this role.You can find the application here.Working for BiggerPockets alongside our incredible network of employees and contributors has been an incredibly rewarding experience for me, and I'm so excited to be growing our content team.

But my overall investment strategy and Risk/Reward needle is leaning negative for the overall economy. 

Like you and me, they want to do a good job and be rewarded for it.