I wouldnt say the recovery is slow at all.

But I personally think it's because of the recent successes of Baylor athletics (football is/was getting really good, basketball is good).

I am a 28 year old international athlete.

andDoes it cost enough to justify the time needed for recovery of funds?

I am hoping to find RTO; L/O and or owner finance and then turn around and use this as my R.E. recovery phase.

Are we still in recovery or expansion?  

Athletes, fraternity/sorority people tend to migrate together in living situations.

Does anyone know if this violates any kind of renters rights to take away his security deposit as more of a punitive measure than a recovery of actual loss?  

Same way everyone wants to be a pro athlete or an astronaut, how many of those people with these dreams put in the actual work to make it happen?

While the same lending alternatives are available since the economic recovery gained traction in 2012 – Fannie Mae, Freddie Mac, conduit lenders, banks and thrifts, and life insurance companies – each lender offers distinct advantages/disadvantages as it relates to loan structures, interest rates, closing costs, servicing, and their responses to the whims of the market.