Trustco Union Bank, specializes in noo HELOC.

Yes sir we just 100% refinanced...Used the same credit union who had the original debt. 

I have done a lot of googling and called a couple of local credit unions and have been hitting a snag when I inform them the property is owned by my LLC (both HELOC and Refi).Am I really down to hard money loans or business loans from the LLC itself?

Recommendations include moving the patio away from the house and adding a retaining wall.Other considerations:I already have a team in place locally to manage the property and handle repairsI visit the area biannuallyThere’s another couple interested in the property and supposedly making an offer.I haven’t secured preapproval for a loan yetMy credit union only services Oregon/Washington, so I can’t use them for a loanI’m unsure about the process of buying an investment property from out of state, as a first time home buyer, especially since I don’t plan to live in the property myselfWhat I’d like to know:Does this seem like a solid investment opportunity?

When the market was a little hotter in the recent past, a lot of listing agents in my area would shun or downplay offers that came with financing from credit unions or "too big to fail" banks. 

I’ve been told by many local banks and credit unions that they will not do the deal.

Your local community banks and credit unions will likely have HELOCs.  

Typically, local banks and credit unions are you're best bet. 

I also have a degree in Business Administration with a major in marketing and minor in management.Hoping to start in furnished rentals in the Fort Lee area of VA for military students. 

My Credit Union said they cannot help because house is under an LLC.