I submitted a full-price offer of $295,000 within 48 hours of seeing the listing, and the seller accepted.

Cash offers would net you less.  

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

Memphis is one of the best markets for the BRRRR strategy, offering affordable properties, strong rental demand, and solid ARV potential, making it easier to pull all or most of your money out after refinancing.

And they very well could argue that your change orders due to inspections are what slowed it down so penalties are not applicable, anyways.I have offered INCENTIVES to finish when I have been in situations closer to yours. 

Hi everyone,I'm a new home buyer from Bay Area and trying to get pre-approvals in place before I start making offers.

Would have had a local investor (unbiased party) walk the properties before I made offers.

She is offering to refinance one of her homes that is completely paid off.

Appreciate your suggestions

Any contract or suggestion they give seems overpriced, whereas contracts/work I've found seems to be much more reasonable.